Where are you Now? 

Let's find out your starting point. This gives you a basis for a well structured financial journey.    Most of you have great dreams and goals already. Some even set  goals, wrote out a plan, and even scheduled them. This will help us once we have the beginning point.

After obtaining the following three numbers, you will be able to structure your dreams and goals into a scheduled journey. This will help us set up the original plan while allowing for reflection and monitoring. It will assists with adjustments and obstacles along the way. Start with your Credit Scores - (this is actually three numbers in itself), Net Worth, and Disposable Income.

Start with your Current Three Credit Scores and Three Credit Reports. 


Since 1991

Rica Gilmore is a non-attorney legal document preparer with over 26 years experience. This including thousands of successful bankruptcies and credit repair cases. She has prepared divorces, medicate property, children and other issues for the MSA, QDROS, name changes, and real estate documents. Rica is a licensed tax preparer and realtor.  

This website contains general information related to home buying, credit repair, bankruptcy, but it does not offer  LEGAL advice.

If you need legal advice, please consult an attorney. There are long term consequences to filing bankruptcy, purchasing a home, selling a home, property credit repair and knowing your rights and obligations.