Process My Papers has been preparing bankruptcy petitions since 1992. 

We have charged $125 since that time and continue to do so. 

Start with Your FREE Consultation

The free consultation does not take much time, but will provide a great deal in return.

You can get started in under 10 minutes. We do not ask for your social security number ever over the internet. 

Know your counseling requirements

Counseling Requirements(Rules)

Obtain your pre-filing counseling certificate

Counseling Classes 

Read Your Notices and Make your Payment

Be sure you are ready and have read your statements and then make your payment

List Your Creditors

Make your list of all your creditors.

Fax the to 916-258-0290 or

Use Questionnaire 5 to submit them. 

You may consider obtaining a free credit report for your use in preparing your list. 


Tip 1: Provide the information demanded by the trustee ON TIME. Please provide it on time so your case can go smoothly for your own sake!

Tip 2: Make the hearing and again - on time WITH everything the trustee asked for (examples: identification, social security card, and your set of forms for reference.

Tip 3: When preparing your list of creditors, for the purpose of this questionnaire, the section that asks for the type of debt please list if it is a credit card, medical debt, personal loan, vehicle, house, student loan, secured by car, secured by house, etc. Please never leave the balance, date incurred, or other information blank. If it is asked for on the questionnaire, it is asked for on the forms. 

Tip 4:The credit list needs to be in the format about and NOT a spreadsheet. After this many years, following across on a spreadsheet is just too tedious.

Tip 5: By attention to your mail! 

Tip 5Obtain your post-counseling class AND FILE IT


This website contains information related to law and is NOT LEGAL advice. It contents is for information only. If you need legal advice, please consult an attorney or act as your own.

All documents typed are prepared by your assigned preparer at Process My Papers.

Find Your Niche


Are you ready for us to prepare your Bankruptcy Right Now? 

We will prepare it immediately upon payment. Your payment automatically puts you ahead of all other services and your case obtains priority status. 

Prepare my Bankruptcy



Since 1991

Rica Gilmore is a non-attorney with 26 years processing documents including thousands of successful bankruptcies. She has prepared divorces, medicate property, children and other issues for the MSA, QDROS, name changes, and real estate documents.

This website contains information related to bankruptcy, but does not offer you LEGAL advice. If you need legal advice, please consult an attorney or act as your own.

Make your Payment Above and Send this message to me: 

1. Start Preparing My Case  NOW, 

2.  I will Start Referring My Collection Calls  to your Office Immediately for Verification at

3. I will finish the questionnaires and counseling certificate online. 

         757-932-7422           916-628-2846