Information for you to use in
making a Wise Financial Decision


Rica Gilmore is a real estate agent with Keller Williams with over 26 years preparing legal documents, credit protection, repair(legitimate repair) and credit (re)building experience, and mediation. Regardless of your interest in home ownership, she provides you with superior integrated service resulting in a better quality of life and wiser financial decisions. Rica is a Military Relocation Professional. 


RESIDENTS OF NEWPORT NEWS & HAMPTON VA REVIEW THE FREE EDUCATION WORKSHOPS AND SEMINARS AVAILABLE 

Process My Papers (PMP) continues to offers the following services:

1. Bankruptcy Cases for the Eastern District of California ONLY online. For all other Districts, please call in advance. 

2. Emergency Bankruptcy Cases with Attorney selected and consultations completed in both Eastern District and Virginia with a plan to complete the case. Example: You have attorney fees in 7 days to contract with an attorney, but your house is repossessed tomorrow - You must have ALL forms properly faxed in. We will make sure all your records are transferred to your attorney. 

FREE EDUCATION SERVICES AVAILABLE IN Hampton, VA and Newport News, VA 

Be Financially Fit is a Nonprofit that offers financial courses to organizations and individuals with a group of people between 8 to 15 people for no charge. 

BFF has many topics to offer. Most will be on this page may be too late for preventative as offered for high-school students, but your high school or college students are still early. It is NEVER too late. The time spent on the other topics - avoiding bankruptcy, avoiding or decreasing high interest rates, systematic credit protection, repair, and rebuilding and how it can significantly improve the standard of living, and more - may be a tremendous help. 




HOME  REAL ESTATE FINANCIAL MATURITY BANKRUPTCY 

Since 1991

Rica Gilmore is a non-attorney legal document preparer with over 26 years experience. This including thousands of successful bankruptcies and credit repair cases. She has independently prepared divorces, medicate property, children and other issues for the MSA, QDROS, name changes, and real estate documents. Rica is a licensed tax preparer. 

This website contains general information related to home buying, credit repair, bankruptcy, but it does not offer  LEGAL advice.

If you need legal advice, please consult an attorney. There are long term consequences to filing bankruptcy, purchasing a home, selling a home, property credit repair and knowing your rights and obligations.