Bankruptcy Preparation
Information for you to use in making a Wise Financial Decision

This website goes over what we offer free or paid for, how we were established, and what we support and how it benefits you.

As you prepare the questionnaires and receive the information from the free consultation, you will be able to use that information in either debt consolidation options, bankruptcy options, or negation possibilities with your creditors.

By paying these fees you agreed you have read the B19 and B119 notice AND completed your free consultation, received legal advice that you should file bankruptcy, or you have - acting as your own attorney - decided bankruptcy is best for you.



Clients That are Ready to Start

Be sure to complete your  questionnaires if they are not already submitted. 



BANKRUPTCY CLIENTS  ONLY

Are you ready for us to prepare your Bankruptcy Right Now? 

We will prepare it immediately upon payment. Your payment automatically puts you ahead of all other services and your case obtains priority status. 

Prepare my Bankruptcy

HOME       BANKRUPTCY STEPS      

FREE CONSULTATION                   EMERGENCY FILING

Since 1991

Rica Gilmore is a non-attorney with 26 years processing documents including thousands of successful bankruptcies. She has prepared divorces, medicate property, children and other issues for the MSA, QDROS, name changes, and real estate documents.


This website contains information related to bankruptcy, but does not offer you LEGAL advice. If you need legal advice, please consult an attorney or act as your own.


Make your Payment Above and Send this message to me: 

1. Start Preparing My Case  NOW, 

2.  I will Start Referring My Collection Calls  to your Office Immediately for Verification at

3. I will finish the questionnaires and counseling certificate online. 

         757-932-7422           916-628-2846